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Annual Fee
$0
Rewards Rate
1%-5%
Intro Offer
Cashback Match™
Credit Score
690-850 (Good – Excellent)
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Product Details
- INTRO OFFER: New Discover cardmembers get a Cashback Match with no limits. Earned cash back in the first year doubles—$150 becomes $300, no caps or minimums.
- 5% cash back in different categories each quarter like grocery stores, restaurants, gas stations, up to the quarterly maximum upon activation.
- 1% cash back on all other purchases.
- 0% intro APR for 15 months on purchases, then a variable APR of 17.24% to 28.24%.
- No annual fee.
- Redemption options for cash back rewards.
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Our Take
Pros:
- Earn unlimited 1% cash back on all purchases
- 5% cash back in rotating categories each quarter upon activation
- First-year cashback match
- No minimum for cashback redemption
Cons:- 5% rate capped at $1,500 per quarter
- Required quarterly activation for bonus categories
- 1% base reward rate on non-bonus categories