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Annual Fee
$0
Rewards Rate
1%-3%
Intro Offer
$200
Credit Score
Good, Excellent (690 – 850)
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Product Details
- $200 cash rewards bonus after $1,000 spend in first 90 days
- 3% cash back in chosen category, 2% at grocery/wholesale (up to $2,500/quarter), 1% on all else
- Options for 3% cash back: gas/EV, online shopping, cable/internet/phone/streaming, dining, travel, drug store, home improvement
- 25%-75% more cash back for Bank of America Preferred Rewards members
- No annual fee, cash rewards don’t expire with active account
- 0% Intro APR for 15 cycles on purchases/balance transfers in first 60 days, then 18.24%-28.24% Variable APR
- 3% Intro balance transfer fee for first 60 days, then 4%
- Contactless Cards for secure, convenient payments
- Online only offer, exclusive through this application page
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Our Take
Pros:
- $200 bonus after $1,000 spend in first 90 days
- Up to 3% cash back in choice categories, 1% on all purchases
- 25%-75% extra cash back for Preferred Rewards members
- 0% Intro APR for 15 billing cycles, no annual fee
Cons:- High balance transfer fee
- Foreign transaction fee