APPLY NOW
Link verified
Annual Fee
$0
Rewards Rate
1%-5%
Intro Offer
N/A
Credit Score
Bad/Poor (0 – 649)
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Product Details
- Earn 5% cash back on the first $2,000 in combined eligible purchases each quarter in two categories you choose
- Earn 2% cash back on eligible purchases in your choice of one everyday category (like gas stations, grocery stores, and restaurants)
- Earn 1% cash back on all other eligible purchases
- Also earn 5% cash back on prepaid hotel, car, or air reservations when booked directly in the Rewards Travel Center
- Choose payment due date
- $0 annual fee
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Our Take
Pros:
- High rewards potential for a secured card
- $0 annual fee
- Useful convenience benefits
Cons:- Requires a deposit as any secured card does
- High variable APR
- Foreign Transaction Fees: 3% of each foreign transaction