Maximize rewards effortlessly with the Wells Fargo Active Cash® Card, offering a straightforward 2% cash back on all purchases.
Best for 2% cash rewards
MORE DETAILS
Link verified
Annual Fee
$0
Rewards Rate
2%
Intro Offer
$200
Credit Score
690-850 (Good – Excellent)
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Product Details
- Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
- Earn unlimited 2% cash rewards on purchases.
- 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. 20.24%, 25.24%, or 29.99% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
- $0 annual fee.
- No categories to track or remember, and cash rewards don’t expire as long as your account remains open.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations, and more with your complimentary 24/7 Visa Signature® Concierge.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
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Our Take
Pros:
- Unlimited 2% cash rewards on purchases
- Earn a $200 cash rewards bonus*
- $0 annual fee
- Cell phone protection benefit
Cons:- There’s a balance transfer fee
- There’s a foreign transaction fee
- No travel transfer partners
Highlights:
- 2% Cash Rewards: No categories; just simple cash back.
- $200 Bonus: After spending $500 within 3 months.
- 0% Intro APR: For 15 months on purchases and balance transfers.
- No Annual Fee: All benefits with zero cost.
- Easy Redemption: Cash back your way.
- Extra Perks: Includes cell phone protection.
Perfect for anyone seeking simple, effective cash-back earnings.
