Chase Freedom Unlimited®: Summary

Unlock the potential for unlimited cash back and versatile rewards with the Chase Freedom Unlimited® Card.

Best cash back for travel bookings

Welcome Bonus Rewards

Chase Freedom Unlimited®

5.0

Welcome Bonus Rewards

MORE DETAILS

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Annual Fee

$0

Rewards Rate

1.5%-5%

Intro Offer

$300

Credit Score

690-850 (Good – Excellent)

• Product Details
  • INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back!
  • Earn 5% on Chase travel purchased through Chase Ultimate Rewards®, 3% on dining and drugstores, and 1.5% on all other purchases.
  • 0% Intro APR for 15 months on purchases and balance transfers, then a variable APR of 20.49% – 29.24%.
  • No minimum to redeem for cash back, options for statement credit or direct deposit into U.S. checking/savings accounts.
  • No annual fee.
  • Access to Chase Credit Journey for credit monitoring.
• Our Take
  Pros:

  • Attractive welcome offer for a no-annual-fee card
  • Minimum 1.5% cash back on all purchases
  • No minimum redemption amount

  Cons:

  • Foreign transaction fee
  • High ongoing balance transfer fee
  • Requires companion card for point transfers to travel partners

Highlights:

• Cash Back Rewards: Earn 5% on travel purchased through Chase Ultimate Rewards®, 3% on dining at restaurants, including takeout and delivery, and 3% on drugstore purchases. Plus, earn unlimited 1.5% cash back on all other purchases.
• Welcome Offer: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back.
• Intro APR: 0% intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24% – 25.99%.
• Annual Fee: $0, making it easy to maximize rewards.
• Redemption Flexibility: Cash back rewards do not expire as long as your account is open, and you can redeem them for any amount.
• Added Protections: Enjoy purchase protection, extended warranty protection, and trip cancellation/interruption insurance.

Ideal for those who want flexible rewards with no annual fee, making everyday spending more rewarding.