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Best for food and travel
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Annual Fee
$250
Rewards Rate
1x-4x
Intro Offer
60,000
Credit Score
690-850 (Good – Excellent)
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Product Details
- Earn 60,000 points after spending $6,000 in first 6 months.
- 4X points at Restaurants and U.S. supermarkets (up to $25,000/year, then 1X).
- 3X points on flights booked directly with airlines or amextravel.com.
- $120 Uber Cash annually ($10 monthly for Uber Eats or rides).
- $120 Dining Credit annually ($10 monthly at selected partners).
- $100 hotel stay credit on The Hotel Collection bookings (min 2 nights).
- Choose between Gold or Rose Gold card colors.
- No Foreign Transaction Fees.
- Annual Fee: $250.
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Our Take
Pros:
- Best rates on dining and groceries.
- Impressive welcome offer for the fee.
- Annual credits up to $340 justify fee.
- Solid travel and shopping protections.
- Flexible spending with no preset limit.
Cons:- $250 annual fee can be unjustifiable.
- 3X points only for direct flights or via Amex Travel.
- No lounge access or trip insurance.