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Annual Fee
$0
Rewards Rate
1.5%
Intro Offer
$200
Credit Score
690-850 (Good – Excellent)
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Product Details
- Receive a $200 online cash rewards bonus after spending $1,000 in the first 90 days.
- Unlimited 1.5% cash back on all purchases.
- No annual fee and no limit on cash back earnings; rewards do not expire.
- 0% Introductory APR for 15 billing cycles on purchases and balance transfers in the first 60 days, then variable APR of 18.24% – 28.24%.
- Access to free FICO® Score within Online Banking or Mobile Banking app.
- Contactless card for easy payments.
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Our Take
Pros:
- No annual fee
- Introductory APR on purchases and balance transfers
- Consistent 1.5% cash back on all purchases
- Welcoming bonus offer
Cons:- Limited additional benefits
- High balance transfer fee
- High foreign transaction fee