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Annual Fee
$0
Rewards Rate
1%-5%
Intro Offer
$200
Credit Score
690-850 (Good – Excellent)
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Product Details
- Earn a $200 bonus after $1,000 in purchases within the first 3 months.
- 5% cash back in rotating categories each quarter on up to $1,500 when enrolled; 5% on travel booked through Chase Ultimate Rewards®.
- 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
- 3% cash back on dining and drugstore purchases; 1% on all other purchases.
- Cash back redemption is flexible with no minimum amount required. Opt for a statement credit or direct deposit into most U.S. bank accounts. Your Cash Back rewards remain valid as long as your account stays active
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49%-29.24%.
- No annual fee.
- Keep tabs on your credit health – Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
- Member FDIC
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Our Take
Pros:
- No annual fee
- 5% rewards in rotating quarterly categories on up to $1,500 when activated
- Competitive travel rewards rate
- Generous rewards in other categories like dining and drugstores
Cons:- Travel bookings need to be through Chase Ultimate Rewards® for maximum rewards
- Category activation required