Best for balance transfers
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Annual Fee
$0
Rewards Rate
N/A
Intro Offer
N/A
Credit Score
690-850 (Good – Excellent)
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Product Details
- 0% Intro APR for 21 months on balance transfers, and 0% Intro APR for 12 months on purchases.
- Balance transfer fee of $5 or 5% of each transfer amount, whichever is greater.
- Free access to FICO® Score online.
- Special access to tickets for events with Citi Entertainment®.
- No annual fee.
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Our Take
Pros:
- No annual fee
- Extended intro APR on balance transfers
- Special event access with Citi Entertainment®
- Zero liability on unauthorized purchases
Cons:- 3% foreign transaction fee
- No rewards program
- High variable APR post-introductory period