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Annual Fee
$95
Rewards Rate
1x-3x
Intro Offer
60,000
Credit Score
690-850 (Good – Excellent)
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Product Details
- Earn 60,000 bonus ThankYou® Points after $4,000 in purchases within the first 3 months.
- Limited-time offer: Earn 10 ThankYou® Points per $1 on hotel, car rentals, and attractions booked via Citi Travel℠ (excluding air travel) through June 30, 2024.
- Earn 3 Points per $1 at Gas Stations, Air Travel, and Other Hotels.
- Earn 3 Points per $1 at Restaurants and Supermarkets.
- Earn 1 Point per $1 on all other purchases.
- Annual Hotel Savings Benefit.
- Redeem 60,000 ThankYou® Points for $600 in gift cards or travel rewards.
- No point expiration and no cap on points earned.
- No Foreign Transaction Fees.
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Our Take
Pros:
- Varied travel redemption options
- No foreign transaction fees
- No additional cost for authorized users
Cons:- Annual fee without a first-year waiver
- No intro APR offer
- Lacks travel or purchase protections