APPLY NOW
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Annual Fee
$0
Rewards Rate
1x
Intro Offer
N/A
Credit Score
300-689 (Poor – Fair)
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Product Details
- Cell phone protection
- No annual fee, cash advance fees, or balance transfer fees
- Earn 1X points per dollar spent
- No rewards limit
- Points can be redeemed for cash, statement credit, gift cards, and merchandise
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Our Take
Pros:
- No annual fee
- No foreign transaction fees
- Earn 1 point per dollar spent
- No cash advance fees
Cons:- Navy Federal requires membership, which means you need to have at least a grandparent or grandkid that’s a veteran or active military member
- As a secured card, the account requires a deposit