Best for luxury perks
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Annual Fee
$695
Rewards Rate
1x-5x
Intro Offer
80,000
Credit Score
690-850 (Good – Excellent)
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Product Details
- Obtain 80,000 Membership Rewards® Points after $8,000 in purchases within the first 6 months.
- Earn 5X Membership Rewards® Points on flights and prepaid hotels booked with American Express Travel.
- Receive up to $200 in statement credits annually on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with Amex Travel.
- Monthly credits for select digital entertainment services, a Walmart+ membership, airline incidental fees, Uber rides and eats, Equinox membership, CLEAR® Plus, and Global Entry or TSA PreCheck® fees.
- Up to $100 in annual Saks Fifth Avenue statement credits and a $300 credit for the purchase of a SoulCycle at-home bike.
- Exclusive reservations and dining experiences with Global Dining Access by Resy.
- Comprehensive travel insurance coverages.
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Our Take
Pros:
- High reward potential on flights and hotels booked through Amex Travel
- Multiple statement credits across various categories
- Extensive airport lounge access
- Luxury travel benefits and elite status with certain hotel brands
Cons:- Very high annual fee
- Requires effort to maximize statement credits
- Sub-par reward rate outside of travel