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Annual Fee
$0
Rewards Rate
1x-3x
Intro Offer
15,000
Credit Score
690 – 850 (Good – Excellent)
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Product Details
- Get 15,000 bonus points after spending $1,500 within the first 90 days of account opening.
- Earn 3 points per dollar on purchases at gas stations, grocery stores, discount stores, restaurants, and fast food locations.
- Earn 1 point per dollar on all other purchases.
- No caps on points earned and no need to activate promotions.
- Redeem points for various options including statement credits, gift cards, merchandise, event tickets, and travel.
- $0 liability on unauthorized purchases.
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Our Take
Pros:
- Earn 3 points per dollar on selected categories
- No annual fee
- Flexible redemption options
Cons:- Online interface issues as reported by customers
- 2% foreign transaction fee
- Basic 1% reward rate on non-bonus categories