Best for long intro APR
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Annual Fee
$0
Rewards Rate
N/A
Intro Offer
N/A
Credit Score
690-850 (Good – Excellent)
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Product Details
- 0% intro APR for 21 months from account opening on purchases and balance transfers, then a variable APR of 18.24%, 24.74%, or 29.99%.
- Balance transfers must be made within 120 days to qualify for the intro rate.
- No annual fee.
- Cell phone protection against damage or theft, subject to a $25 deductible.
- Access to My Wells Fargo Deals for cash back on purchases with eligible Wells Fargo credit cards.
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Our Take
Pros:
- Extended intro APR period on purchases and balance transfers
- $0 annual fee
- Cell phone protection
Cons:- No rewards program
- Balance transfer fee applies
- Foreign transaction fee