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If you’re looking for unlimited rewards with no annual fee, the Wells Fargo Active Cash® Card is one of the best options available. With an unmatched 2% cash back on every purchase, a generous $200 sign-up bonus, and a 0% intro APR, this card is perfect for anyone who values simplicity and rewards on their daily spending.
$0
2%
$200
690-850 (Good – Excellent)
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Product Details
- Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
- Earn unlimited 2% cash rewards on purchases.
- 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. 20.24%, 25.24%, or 29.99% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
- $0 annual fee.
- No categories to track or remember, and cash rewards don’t expire as long as your account remains open.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations, and more with your complimentary 24/7 Visa Signature® Concierge.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
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Our Take
Pros:
- Unlimited 2% cash rewards on purchases
- Earn a $200 cash rewards bonus*
- $0 annual fee
- Cell phone protection benefit
Cons:- There’s a balance transfer fee
- There’s a foreign transaction fee
- No travel transfer partners
Why This Card Stands Out
Unlike other credit cards that offer bonus categories or rotating rewards, the Wells Fargo Active Cash® Card offers straightforward earnings with no hassle. Whether you’re buying groceries, filling up your gas tank, or booking flights, you’ll earn the same 2% cash back on every purchase.
Key Benefits:
✅ Unlimited 2% cash back on all purchases—no restrictions.
✅ $200 sign-up bonus when you spend $500 in the first 3 months.
✅ 0% intro APR for 12 months on purchases and balance transfers.
✅ No annual fee, so you keep all your rewards.
✅ Cell phone protection of up to $600 when you pay your bill with the card.
✅ Visa Signature benefits, including concierge services, hotel perks, and travel protection.
🔥 Apply Now and Start Earning RewardsHow to Maximize Your Cash Back
1. Use the Card for All Purchases
Since you earn 2% on everything, there’s no need to track categories. Use it for bills, shopping, dining, and travel to maximize your cash-back potential.
2. Pay Your Cell Phone Bill with the Card
Enjoy up to $600 in cell phone protection per claim when you pay your monthly bill with the Wells Fargo Active Cash® Card.
3. Take Advantage of 0% Intro APR
If you’re planning a big purchase or need to transfer a balance from another card, the 0% intro APR for 12 months makes it a perfect tool for interest-free financing.
🚀 Apply Today and Get Your $200 BonusRedeeming Your Rewards
One of the best features of this card is the flexibility in redemption. Your cash back never expires, and you can redeem it in multiple ways, including:
- Statement credits to reduce your balance.
- ATM withdrawals at Wells Fargo ATMs (in $20 increments).
- Direct deposit into a Wells Fargo checking or savings account.
- Mailed paper check if you prefer a physical payout.
Additional Perks & Features
🔹 No foreign transaction fees, making it a great card for international purchases. 🔹 Extended warranty protection on eligible purchases. 🔹 Travel accident insurance for added peace of mind. 🔹 Purchase security, covering theft or damage within 90 days of purchase.
Frequently Asked Questions
1. Does the Wells Fargo Active Cash® Card have an annual fee?
No! This card has zero annual fees, allowing you to keep all your cash-back earnings.
2. What is the sign-up bonus?
New cardholders receive a $200 cash rewards bonus after spending $500 in the first three months.
3. How does the 0% intro APR work?
You’ll get 0% intro APR for 12 months on purchases and balance transfers. After that, a variable APR of 19.24% – 29.24% applies.
4. What credit score do I need to qualify?
A good to excellent credit score (690-850) is recommended for approval.
5. Can I use this card for travel?
Absolutely! With no foreign transaction fees and Visa Signature benefits, it’s a great travel companion.
🛒 Apply Now and Start Earning on Every PurchaseIs the Wells Fargo Active Cash® Card Right for You?
If you’re looking for a simple, high-earning, no-hassle rewards card, the Wells Fargo Active Cash® Card is a top-tier choice. With unlimited 2% cash back, a $200 sign-up bonus, and no annual fee, it’s one of the best options for maximizing everyday spending.
Don’t miss out on this opportunity to earn unlimited rewards and save money with one of the best flat-rate cash-back cards on the market.
🚀 Apply Today and Start Maximizing Your Rewards
