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American Express® Gold Card: Quick Summary

Welcome Bonus Rewards

American Express® Gold Card

5.0
Welcome Bonus Rewards
MORE DETAILS
Link verified
Annual Fee

$250

Rewards Rate

1x-4x

Intro Offer

60,000

Credit Score

690-850 (Good – Excellent)

  • Product Details
    • Earn 60,000 points after spending $6,000 in first 6 months.
    • 4X points at Restaurants and U.S. supermarkets (up to $25,000/year, then 1X).
    • 3X points on flights booked directly with airlines or amextravel.com.
    • $120 Uber Cash annually ($10 monthly for Uber Eats or rides).
    • $120 Dining Credit annually ($10 monthly at selected partners).
    • $100 hotel stay credit on The Hotel Collection bookings (min 2 nights).
    • Choose between Gold or Rose Gold card colors.
    • No Foreign Transaction Fees.
    • Annual Fee: $250.
  • Our Take
    Pros:
    • Best rates on dining and groceries.
    • Impressive welcome offer for the fee.
    • Annual credits up to $340 justify fee.
    • Solid travel and shopping protections.
    • Flexible spending with no preset limit.
    Cons:
    • $250 annual fee can be unjustifiable.
    • 3X points only for direct flights or via Amex Travel.
    • No lounge access or trip insurance.

Key Highlights:

  • Generous Rewards: Earn 4X points at restaurants, including takeout and delivery in the U.S., and at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X).
  • Travel Benefits: 3X points on flights booked directly with airlines or on amextravel.com.
  • Welcome Offer: Earn 60,000 Membership Rewards® points after spending $4,000 on eligible purchases within the first 6 months.
  • Annual Credits: Up to $120 in Uber Cash and up to $120 in dining credits each year for added savings.
  • No Foreign Transaction Fees: Use your card internationally without incurring extra charges.
  • Annual Fee: $250.

Ideal for maximizing rewards on dining and groceries while enjoying valuable travel perks.

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