Anúncios
If you’re in search of a credit card that offers unlimited cash rewards without the hassle of tracking spending categories, the Bank of America® Unlimited Cash Rewards Credit Card may be exactly what you need.
$0
1.5%
$200
690-850 (Good – Excellent)
Here’s where it gets even better: for those already banking with Bank of America or Merrill, the Preferred Rewards program can significantly elevate your cash back rate to as high as 2.62%.
Select Your Preferred Credit Limit
You can choose the credit limit that best fits your needs:
Up to $1,000 Up to $3,000 Above $8,000That’s a serious boost!
Anúncios
Not only does this card come with no annual fee, but it also offers a $200 welcome bonus and a 0% intro APR for the first 15 billing cycles.
Want to dive into the finer details and see how it all stacks up?
Keep reading to explore its benefits, the Preferred Rewards perks, and whether this card can maximize your everyday spending.
Anúncios
$200 welcome bonus and a 0% intro APR for the first 15 billing cycles
Highlights
- Unlimited Cashback: Earn 1.5% unlimited cash back on all purchases with no cap on earnings.
- Welcome Bonus: Get a $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of account opening.
- Introductory APR Offer: Enjoy 0% introductory APR for the first 15 billing cycles on purchases and balance transfers made within the first 60 days. Afterward, a variable APR of 18.24% to 28.24% applies.
- No Annual Fee: Enjoy all the card’s benefits without paying an annual fee.
- Additional Rewards for Preferred Rewards Members: Members of the Bank of America Preferred Rewards program can earn 25% to 75% more cash back, increasing potential rewards to up to 2.62% on all purchases.
- Flexible Redemption Options: Redeem your cash back at any time and for any amount as a statement credit, deposit into a Bank of America checking or savings account, or as a credit to an eligible Merrill account.
- Security Features: Includes $0 liability fraud protection for unauthorized transactions and contactless chip technology for fast and secure purchases.
FAQ Bank of America® Unlimited Cash Rewards Credit Card
You earn 1.5% unlimited cashback on all purchases with no caps or restrictions.
Yes! You can earn a $200 online cash rewards bonus after spending $1,000 within the first 90 days of account opening.
No, this card has no annual fee.
Yes, the card offers 0% APR for the first 15 billing cycles on purchases and balance transfers made within the first 60 days. After that, a variable APR of 18.24% to 28.24% applies.
Absolutely! Preferred Rewards members can earn 25% to 75% more cashback, increasing potential cashback to up to 2.62% on all purchases.
*Card limits are defined based on a credit analysis of the cards themselves, approval and limit are not guaranteed
