With unlimited 2% cashback on all purchases, you’re ready to maximize every dollar spent. Additionally, high credit limits will significantly increase your purchasing power.
$0
2%
$200
690-850 (Good – Excellent)
Limit card options
*Choose the credit limit you want on your credit card and see the available options:
CARDS: LIMIT OF UP TO $1,000 CARDS: LIMIT OF UP TO $3,000 CARDS: LIMIT ABOVE TO $8,000Rewards and High Credit Limits
With the Wells Fargo Active Cash® Card, you can enjoy effortless earning. The allure of 2% cash rewards on all purchases means that every swipe adds value back into your pocket.
If you’ve been wary of credit cards with complex rewards systems, this card’s straightforward approach is refreshingly simple. What’s more, Wells Fargo’s reputation for offering substantial credit limits means you can tackle larger expenses with confidence.
Earn unlimited 2% cash rewards on purchases.
The Application Process
Considering applying? You’ll be glad to hear that Wells Fargo has optimized its online application process to be incredibly user-friendly. This allows you to get a card that values your time and makes managing your finances easier—all from the comfort of your own home.
HOW TO APPLYAn Alternative: Capital One QuicksilverOne
If you’re exploring options, the Capital One QuicksilverOne Cash Rewards Credit Card stands out for its ability to reward every purchase and support credit building.
People with fair credit can earn 1.5% cash back
Much like the Wells Fargo card, it offers a simple yet effective rewards system. This card is particularly appealing if you’re looking to improve your credit score, with Capital One known for increasing credit limits for responsible users over time.
Why These Cards?
Both the Wells Fargo Active Cash® Card and the Capital One QuicksilverOne are designed with you in mind. They offer key benefits like no complicated categories, significant rewards, and the potential for higher credit limits, making them ideal choices if you’re looking to enhance your financial tools. Whether it’s the 2% cash back with Wells Fargo or the credit-building potential with Capital One, each card offers a path to financial empowerment.
Remember, a credit card is more than just a piece of plastic; it’s a tool that, when used responsibly, can enrich your financial life. With the Wells Fargo Active Cash® Card or the Capital One QuicksilverOne, you’re not just applying for a credit card; you’re taking a step towards financial flexibility and reward maximization.
Frequently asked questions
How can I achieve a good credit score?
Improving your credit score involves several key steps: consistently pay your bills on time, keep your credit card balances low relative to your credit limits, avoid opening too many new accounts at once, and maintain a mix of credit types if possible. Regularly monitoring your credit report for errors and addressing them promptly can also positively impact your score.
Does this card come with an intro offer?
Yes, the Wells Fargo Active Cash® Card offers an enticing intro offer. New cardholders can earn a $200 cash rewards bonus after spending $500 on purchases within the first 3 months from account opening. This initial boost adds significant value to the card, making it an attractive option for potential users.
Is approval for this card guaranteed?
No, approval for the Wells Fargo Active Cash® Card, like most credit cards, is not guaranteed. Approval decisions are based on several factors including your credit history, income, and debt-to-income ratio. It’s important to review the card’s requirements and consider checking if you pre-qualify on the Wells Fargo website before applying.
*Card limits are defined based on a credit analysis of the cards themselves, approval and limit are not guaranteed
