Applying for the Wells Fargo Active Cash® Card is a straightforward process tailored for those seeking valuable cash-back rewards and a robust credit card experience. This guide will walk you through who this card is for, its benefits, and the application steps.
Who This Card Is For
Ideal for individuals with a good to excellent credit score, typically around 670 or higher. It’s perfect for those who value simplicity in rewards (earning unlimited 2% cash rewards on purchases) and want a card with a substantial welcome offer and no annual fee.
Earn unlimited 2% cash rewards on purchases.
Benefits at a Glance
- Unlimited 2% cash rewards on purchases.
- $200 cash rewards bonus after spending $500 in the first 3 months.
- 0% intro APR for 15 months on purchases and qualifying balance transfers.
- No annual fee.
How to Apply
- Visit the Official Wells Fargo Active Cash® Card Application Page: Start your application by visiting Wells Fargo’s official site. You’ll find a detailed application form asking for personal, financial, and employment information.
- Fill Out the Application: Provide details such as your name, address, Social Security number, annual income, and employment status. Wells Fargo uses this information to evaluate your creditworthiness.
- Review and Submit: Double-check your information for accuracy. Once you submit, you’ll typically receive an instant decision, although some applications may require further review.
$0
2%
$200
690-850 (Good – Excellent)
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Product Details
- Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
- Earn unlimited 2% cash rewards on purchases.
- 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. 20.24%, 25.24%, or 29.99% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
- $0 annual fee.
- No categories to track or remember, and cash rewards don’t expire as long as your account remains open.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations, and more with your complimentary 24/7 Visa Signature® Concierge.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
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Our Take
Pros:
- Unlimited 2% cash rewards on purchases
- Earn a $200 cash rewards bonus*
- $0 annual fee
- Cell phone protection benefit
Cons:- There’s a balance transfer fee
- There’s a foreign transaction fee
- No travel transfer partners
Remember, a solid credit history significantly increases your chances of approval, so it’s advisable to check your credit score before applying. For a full review of the Wells Fargo Active Cash® Card.
Other card options organized by limit
*Choose the credit limit you want on your credit card and see the available options:
CARDS: LIMIT OF UP TO $1,000 CARDS: LIMIT OF UP TO $3,000 CARDS: LIMIT ABOVE TO $8,000FAQs for Wells Fargo Active Cash® Card
What credit score is needed for the Wells Fargo Active Cash® Card?
A good to excellent credit score, typically around 670 or higher, is recommended for a higher chance of approval.
Are there any annual fees for this card?
No, the Wells Fargo Active Cash® Card comes with no annual fee, making it a cost-effective option for earning cash rewards.
What kind of rewards can I earn?
You’ll earn an unlimited 2% cash rewards on all purchases, providing straightforward and valuable rewards on everyday spending.
What is the intro offer for the Wells Fargo Active Cash® Card?
The card offers a $200 cash rewards bonus after you spend $500 on purchases in the first 3 months from account opening. This introductory offer is a great way to boost your earnings early on.
*Card limits are defined based on a credit analysis of the cards themselves, approval and limit are not guaranteed
