If you’re seeking easy cash rewards, you’re in luck. Many companies and financial platforms offer an instant sign-up bonus no deposit bank account as a way to attract new customers.
The best part? You can start earning without the hassle of making a direct deposit.
In this guide, we’ve compiled some of the best no deposit sign-up bonuses available, so you can unlock extra cash quickly and easily.
Top No Deposit Sign-Up Bonuses
1. Upgrade
Bonus: $200
Requirements: Open a U.S. rewards checking account and complete three debit card transactions within 60 days—no deposit needed. Upgrade also offers unlimited 1.5% cash back and no annual fees, making it an attractive option for those looking to maximize rewards.
2. Freecash
Bonus: Entry into a $250 sweepstake
How It Works: Freecash offers multiple ways to earn, from surveys to online shopping. New members automatically enter a cash sweepstake, making this a versatile platform for earning without needing to set up deposits.
3. Swagbucks
Bonus: Earn rewards through PayPal cash and gift cards
No Deposit Sign-Up Bonus: This popular platform lets you earn money by answering surveys, watching videos, and shopping online. It’s perfect for those looking to accumulate rewards through everyday activities.
4. Dave
Cash Advance Option: While not a traditional no deposit bank bonus, Dave offers the ExtraCash feature, allowing you to borrow up to $500 without interest or credit checks—ideal for quick financial assistance without a direct deposit.
5. Fundrise
Bonus: $10
How It Works: Fundrise allows you to start real estate investing with as little as $10. Although it requires an initial deposit to invest, you can reinvest your sign-up bonus and potential earnings into your portfolio.
6. Survey Bonuses
Several survey platforms provide instant sign-up bonuses with no deposit required. Examples include:
- Branded Surveys: $1
- InboxDollars: $5
- MyPoints: $5
These platforms offer simple ways to earn bonuses and continue making money by completing surveys in your spare time.
7. Rakuten
Bonus: Instant cashback
No Deposit Sign-Up Bonus: Rakuten rewards you for shopping at thousands of retailers, and it’s completely free to use. You can earn cashback instantly without needing to deposit any funds.
8. Cash App
Referral Bonus: Cash App offers an instant sign-up bonus through its referral program, allowing you to earn free cash without needing to set up direct deposits.
9. Acorns
Bonus: $5 to $10
How It Works: Acorns rounds up spare change from your purchases and invests it. New users often receive a sign-up bonus, which can be reinvested into their portfolios for long-term growth.
10. M1 Finance
Bonus: Up to $500
Investment Tiers: M1 Finance rewards new users based on their investment levels, offering lucrative bonuses for those who want to start investing without needing direct deposits.
11. Ibotta
Bonus: Cashback for groceries
How It Works: Ibotta offers cashback for everyday purchases, making it easy to earn money without requiring a deposit. New users can receive a bonus just for signing up.
12. Stock Broker Bonuses
Several stock brokers offer no deposit sign-up bonuses. Examples include:
- SoFi: Up to $100 for trying different products.
- Robinhood: Free stock for opening an account.
- Webull: Six free shares for investing a small amount.
- Moomoo: Up to 15 free stocks for new users.
13. Banks & Credit Unions
Some banks offer high-paying bonuses without direct deposit requirements. Typically, these involve opening a new account and making a minimal deposit. Research both local and national offers for the best deals.
14. Nielsen Panel
Bonus: $50+ annually
How It Works: Nielsen Panel pays you to share your web browsing data, making it a passive income source that doesn’t require any deposits.
Conclusion
Finding an instant sign-up bonus no deposit bank account is easier than you might think. With these options, you can unlock cash rewards without the hassle of setting up direct deposits. Whether you’re looking for bank accounts, investment opportunities, or cashback rewards, these platforms offer excellent ways to boost your finances effortlessly.
Don’t miss out on these opportunities—sign up today and start earning with a no deposit sign-up bonus!
